• Total business volume increased by 13% compared to H1 2025, reaching EUR 1,198.7 million. This was supported by premium growth across all regional markets, with the strongest increase recorded in the Italian market. 
• Earnings before tax amounted to EUR 105.2 million (H1 2025: EUR 109.6 million), while net earnings amounted to EUR 85.7 million (H1 2025: EUR 91.4 million). At mid-year mark, Triglav Group reaffirmed its 2026 full-year profit guidance and, taking into account the conditions expected through to the end of the year, expects earnings before tax for 2026 to reach the planned range of EUR 170 to EUR 190 million.
• Combined ratio stood at 93.9% (H1 2025: 88.2%), while the new business margin Life was 13.9% (H1 2025: 12.2%). Annualised return on equity was 16.5% (H1 2025: 19.2%). 
• As at 30 June 2026, the estimated capital adequacy ratio stood at 207%, within the target range of 200% to 250%.

More in the press release.

S&P Global Ratings (S&P) has affirmed its high "A+" financial strength and issuer credit ratings of the Triglav Group and thereby of its parent company Zavarovalnica Triglav and the Group member Pozavarovalnica Triglav Re. The medium-term outlook is stable. This year, within the Triglav Group's rating structure, S&P raised the Group's anchor, or stand-alone credit profile, from "a" to "a+". S&P also affirmed its "A-" ratings on Triglav's two outstanding junior subordinated bonds.

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Zavarovalnica Triglav, the parent company of the Triglav Group, has signed an agreement to acquire a 49% stake in Croatia's Arsano Medical Group, one of the country's leading private healthcare providers. The seller of the stake is ASEF Holdco SARL, the investment vehicle of the Adriatic Structured Equity Fund (ASEF SCSp), managed by Provectus Capital Partners. ASEF Holdco will remain the majority shareholder of the Group following completion of the transaction. The agreement has been concluded subject to conditions precedent, including approval by the relevant competition authorities.

More in the press release.

The shareholders approved all proposals submitted by the Management Board and the Supervisory Board, including the dividend proposal of EUR 3.00 gross per share. Shareholders entered in the Company’s share register on 16 June 2026 will be entitled to receive the dividend, while the ex-dividend date will be 15 June 2026. The Company will provide the funds for the payment of dividends to the KDD account on 17 June 2026.

Andrej Slapar, President of the MB of Zavarovalnica Triglav, commented: "I would like to thank our shareholders for their continued trust and support. At today's General Meeting, they approved, among other matters, a dividend payment in line with our dividend policy - set at an attractive level while enabling the Triglav Group to maintain its financial strength and continue delivering on its strategic ambitions for growth and development. For more than 125 years, we have been creating value together with shareholders and other stakeholders, while building the stable and long-term-oriented development of the Triglav Group. This remains our commitment going forward."

Shareholders took note of the 2025 Annual Report, granted a discharge to both the Supervisory Board and the Management Board for 2025, approved amendments to the Articles of Association and an adjustment to the remuneration of Supervisory Board members.

More information available in Notice of the Resolutions of the 51^st AGM.

The performance indicators of Triglav Group are not only reflected in strong business results but also in this year’s increased liquidity, share price, and total return of Triglav’s share. These are also the criteria used by the Ljubljana Stock Exchange for its annual traditional award of the highest recognition, the “Prime Market Share of the Year.” This year, Triglav’s share earned this prestigious title and additionally received the award for the for the Biggest Stock Market Rise.

More about the awards and highlights from event.

On March 28, 2025, Triglav Group hosted the Capital Markets Day 2025 event in Bled, where we presented our strategic ambitions until 2030 to investors, shareholders and analysts.