Triglav Group delivers stable and successful performance in H1 2026

In accordance with the Ljubljana Stock Exchange Rules and the applicable legislation, ZAVAROVALNICA TRIGLAV d.d., Ljubljana is hereby publishing the following notice:

• Triglav Group's total business volume increased by 13% compared to H1 2025, reaching EUR 1,198.7 million. This was supported by premium growth across all regional markets, with the strongest increase recorded in the Italian market.

• Earnings before tax amounted to EUR 105.2 million (H1 2025: EUR 109.6 million), while net earnings amounted to EUR 85.7 million (H1 2025: EUR 91.4 million). 2026 full-year profit guidance reaffirmed at mid-year.

• Combined ratio stood at 93.9% (H1 2025: 88.2%), while the new business margin Life was 13.9% (H1 2025: 12.2%). Annualised return on equity was 16.5% (H1 2025: 19.2%).

• As at 30 June 2026, the estimated capital adequacy ratio stood at 207%, within the target range of 200% to 250%.

More detailed information is enclosed hereto.

This information will be published on the website of Zavarovalnica Triglav d.d. at www.triglav.eu as of 21 August 2026 and will remain available on the Company's public website for a period of at least ten years.