TRIGLAV GROUP PLAN FOR 2026 AND STRATEGIC AMBITIONS TO 2030
At the end of 2024, Triglav set ambitious strategic goals until 2030. In pursuing them, it will continue to follow the mission “Building a safer future” and strengthen its position as an international insurance and financial group, which represents its new vision.
Triglav remains focused on profitable, safe and sustainable operations. Special emphasis will be on internationalization, with above-average growth expected primarily in markets outside Slovenia. While maintaining its leading position in Slovenia and the Adria region, it aims to enhance its presence in existing markets and seek growth opportunities internationally through reinsurance activities and innovative business models.
In 2026, it plans to further increase its earnings before tax to a value between EUR 170 and 190 million. The strategic ambition is to double the earnings before tax from the baseline by 2030 and reach between 250 and 300 million EUR.
Triglav will strive for high profitability in the insurance segment. The
combined ratio Non-Life and Health is expected to be around 95% in 2026 and remain below 95% through 2030.
Triglav will increase its business volume and ensure diversification across geographies and products, while increasing its share from operations in markets outside Slovenia. In 2026, total business volume is projected to exceed EUR 2.4 billion, and by 2030, it plans to reach between EUR 2.5 and 3.0 billion. The ambition is also to increase assets under management above EUR 10 billion by 2030. Organic growth will be complemented by acquisitions if suitable opportunities arise.
Triglav strives to remain a stable, safe and profitable investment for investors. In the period 2025–2030, it aims to pay dividends of approximately EUR 400 million to shareholders, in line with its dividend policy, while maintaining its target capital adequacy and conditions for growth and development.
Triglav aspires to remain an insurance and financial group with a high credit rating of "A", which confirms robust risk management and financial stability. The ambition is to achieve a net return on equity (ROE) of 12-13 % by 2030.
STRATEGY 2025-2030. More about Triglav Group’s Strategy here.
