Documents and Commitments

Zavarovalnica Triglav, d.d., is committed to conduct its business activities in a lawful, ethical and transparent way, respecting the set professional standards and internationally established good business practices.

Triglav Group Code of Conduct

The Code of the Triglav Group, which was updated in 2019, is the fundamental code of ethics for Zavarovalnica Triglav, d.d., and other companies of the Triglav Group. It is a guide to the basic rules and standards of conduct and decision-making that fosters a work and business environment that of pride to employees and strengthens the trust of customers, owners and business partners.

The Code of the Triglav Group emphasizes our three core values ​​of: responsiveness (we respond immediately and effectively), simplicity (we are simple and transparent) and reliability (we deliver what we have promised), and in particular defines ten key ethical principles that we follow in pursuit of our business goals. In the Triglav Group, we are convinced that effective corporate governance, economically successful and secure business operations and the reputation of the brand can only be maintained and strengthened by legal and ethical conduct while respecting the fundamental principles of corporate integrity.

Insurance Code

As a member of the Slovenian Insurance Association Zavarovalnica Triglav, d.d., is bound by the provisions of the Insurance Code, the purpose of which is to develop the professionalism and loyalty in the insurance industry and provide customers with high-quality insurance protection.

Slovenian Corporate Integrity Guidelines

As of 2014, when it acceded to the Slovenian Corporate Integrity Guidelines as one of the founding corporate partners, Zavarovalnica Triglav, d.d., is an ambassador of corporate integrity in Slovenia, committed to perform its business with respect to legal and ethical standards and to continuous strenghtening of its corporate integrity.

Restrictions on business in accordance with ZSDH-1

In accordance with the provisions of paragraphs 1, 6, 9 of Article 60 of the Slovenian Sovereign Holding Act (ZSDH-1), Zavarovalnica Triglav, d.d., is subject to restrictions of business operations with the following entities:

  • Teniška zveza Slovenije
  • Košarkarski klub Olimpija Ljubljana
  • Krka, tovarna zdravil, d.d.*
  • Plital, storitve in prodaja, d.o.o.
  • Občina Naklo
  • Pool za zavarovanje in pozavarovanje jedrskih nevarnosti GIZ
  • Slovensko zavarovalno združenje GIZ
  • Strelska zveza Slovenije
  • UNI'VS, proizvodnja in storitve d.o.o.
  • Združenje slovenskih finančnih strokovnjakov
  • Združenje nadzornikov Slovenije
  • DOAL trgovina in proizvodnja d.o.o.
  • VALJO inženiring d.o.o.
  • Veterinarska postaja Trebnje d.o.o.
  • MIM, Jure Valjavec s.p.
  • comTEC, vizualne komunikacije, proizvodnja, trgovina, poslovne in druge storitve, d.o.o.
  • CONSULT, podjetniško in poslovno svetovanje, Peter Kavčič s.p.
  • Poslovne storitve, Tomaž Benčina s.p.
  • Barbara Benčina s.p.
  • Slovenski državni holding, d.d.

*restriction is valid until 20.8.2021

Code of Corporate Governance of Publicly Listed Companies

As a public limited company whose stocks are listed on a stock exchange, Zavarovalnica Triglav, d.d., respects the requirements on corporate integrity, transparency of business operations and disclosure of information in accordance with the rules and recommendations of the securities market and the Code of Corporate Governance of Publicly Listed Companies.

UN Global Compact Slovenia

Zavarovalnica Triglav, d.d., is a signatory to the UN Global Compact Slovenia Declaration on Fair Business, committing itself to operate in an even more transparent and honest way. In concluding our business transactions, we avoid and reject any corrupt behavior, including extortion and bribery, and take care to maintain our corporate integrity at all costs. In accordance with the provisions of the Declaration on Fair Business, all contracts we enter into include, if applicable, a strict anti-corruption clause.

Business Integrity and Transparency Forum

Zavarovalnica Triglav, d.d., is a member of the Business Integrity and Transparency Forum at Transparency International Slovenia. The Forum brings together companies from Slovenia and the region that strive for a high level of integrity and the development of an internal corporate culture that will promote ethically and sustainably oriented business. Members of the Forum, through targeted cooperation, mutual exchange of knowledge and good practices, ensure more effective prevention of illegal and unethical practices in all areas of business.


On 2/6/2014, the Republic of Slovenia and the United States of America signed the Agreement to Improve International Tax Compliace and to Implement FATCA. According to this agreement, Zavarovalnica Triglav, d.d., as a Foreign (non-US) Financial Institution, is obliged to identify and record its clients which count as US tax residents and to report on their assets to the US Internal Revenue Service via the Slovenian tax authorities.

Respect for fundamental human rights

Respect for fundamental human rights is seen as an important element of the modern international business environment, so by signing the Commitment to Respect for Human Rights in Business by the parent company of the Triglav group, we embarked on the path of further development of an ethical and human-friendly business environment. The commitment is based on the UN Universal Declaration of Human Rights and other relevant international human rights instruments, and at national level the area is defined by the National Action Plan of the Republic of Slovenia for Respect for Human Rights in the Economy.