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Risk management

The risk management system is a set of rules, competences, responsibilities and activities established at the Group level, and is based on the Group’s strategy and business plan.

Our comprehensive system ensures that the key business risks are adequately identified, assessed or measured, managed and monitored. It covers all areas, with an emphasis on those that have a material impact on the operations and objectives of the Triglav Group.

At Triglav Group, we foster an appropriate culture of risk management and we ensure good knowledge, constructive cooperation and open communication about risks, the Management Board and the management of Group companies play a key role in this.

The Group’s risk management system is based on the Three Lines of Defense.