• Total business volume grew organically by 9% YoY to EUR 1,868.3 million. Including the new business from the Italian market, the total business volume amounted to EUR 2,561.2 million (49% growth). Organic growth was achieved across all business segments.
• Earnings before tax rose by 9% to EUR 174.1 million, while net earnings increased by 4% to EUR 136.7 million.
• Combined ratio Non-Life and Health stood at a favourable 93.2% (2024: 93.6%), while the new business margin Life stood at 13.3% (2024: 13.4%). The return on equity was 13.2% (2024: 14.0%).
• Capital adequacy at year-end remained within the target range of 200–250%. As at 31 December 2025, Triglav's market capitalisation reached EUR 1.3 billion, the dividend yield was 4.7% and total share return stood at 50.9%.
• 2026 Plan: The Group plans earnings before tax of EUR 170–190 million, with a total business volume exceeding EUR 2.4 billion, and the combined ratio Non-Life and Health of around 95%.

More in the press release.

The performance indicators of Triglav Group are not only reflected in strong business results but also in this year’s increased liquidity, share price, and total return of Triglav’s share. These are also the criteria used by the Ljubljana Stock Exchange for its annual traditional award of the highest recognition, the “Prime Market Share of the Year.” This year, Triglav’s share earned this prestigious title and additionally received the award for the for the Biggest Stock Market Rise.

More about the awards and highlights from event.

The shareholders approved the Management Board's and the Supervisory Board's proposal to pay out a dividend of EUR 2.80 gross per share, which represents a 6% dividend yield. The ex-dividend date is Monday, 16 June 2025.

The General Meeting of Shareholders approved all proposals submitted by the MB and the SB. Andrej Slapar, President of the Management Board of Zavarovalnica Triglav, commented: "We thank our shareholders for their continued trust and support. This strengthens our commitment to pursue Triglav Group's strategic ambitions of growth, international recognition and profitable operations, while continuing to create value effectively for all our stakeholders."

 Shareholders, inter alia, granted discharge to both the Supervisory Board and the Management Board for 2024, appointed Andrej Andoljšek and Barbara Cerovšek Zupančič as Supervisory Board members, shareholder representatives and appointed the audit firm Deloitte as the auditor for the forthcoming years.

More information available in Notice of the Resolutions of the 50^th AGM.

On March 28, 2025, Triglav Group hosted the Capital Markets Day 2025 event in Bled, where we presented our strategic ambitions until 2030 to investors, shareholders and analysts.