Triglav reaffirms its 2026 annual profit guidance following Q1 results

In accordance with the Ljubljana Stock Exchange Rules and the applicable legislation, ZAVAROVALNICA TRIGLAV d.d., Ljubljana is hereby publishing the following notice:

• Triglav Group's total business volume increased by 14% year-on-year to EUR 633.4 million, primarily driven by strong premium growth in international markets.

• Earnings before tax amounted to EUR 49.3 million (Q1 2025: EUR 54.3 million), while net earnings amounted to EUR 39.8 million (Q1 2025: EUR 46.1 million). Taking into account the anticipated business conditions for the remainder of the year, Triglav Group estimates that it will achieve its planned annual earnings before tax for 2026 (EUR 170–190 million).

• The combined ratio stood at 93.0% (Q1 2025: 88.5%), while the new business margin Life was 14.8% (Q1 2025: 11.7%). Annualised return on equity stood at 15.6% (Q1 2025: 19.8%).

• Capital adequacy remained within the target range of 200–250% at the end of the first quarter.

• The proposed dividend for 2026 amounts to EUR 3.00 gross per share, totalling EUR 68.2 million (7% higher than in the previous year), which, in line with the dividend policy, represents half of consolidated net earnings for 2025. The expected dividend payment date is 17 June 2026. The General Meeting of Shareholders is scheduled to take place on 2 June 2026.

More detailed information is enclosed hereto.

This information will be published on the website of Zavarovalnica Triglav d.d. at www.triglav.eu as of 20 May 2026 and will remain available on the Company's public website for a period of at least five years.